Underwriting automation
built for commercial and specialty carriers

Indico helps commercial insurers automate submission preparation, screen business against carrier-defined appetite and underwriting guidelines, and orchestrate the workflow toward quote — so brokers get faster responses and underwriters spend more time on the risks that deserve their judgment.

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Quote more of the risks you want

Indico helps commercial insurers close the quote gap: the in-appetite business that never gets quoted, or gets quoted too late, because manual work slows the underwriting team down.

Accelerate speed to quote

Get quotes back to brokers faster.

Indico automates the underwriting operations that delay a response, from preparing submission data and requesting missing information to coordinating review and downstream quoting workflows.

Focus underwriters on the right risks

Put underwriter judgment where it adds the most value.

Indico applies your appetite and underwriting guidelines to screen, prioritize, and route submissions, so underwriters spend less time sorting work and more time evaluating risks and negotiating terms.

From submission to quote:
how Indico automates underwriting

Indico orchestrates everything between a submission arriving and the quote and full record landing in your policy system. Underwriters stay in control of the decisions that require judgment. Everything around those decisions moves automatically.

Get submissions in good order

Bring the complete risk together.

Indico ingests emails, documents, spreadsheets, loss runs, SOVs, and supplemental information, then extracts, enriches, validates, and organizes the data into one complete submission record.

Select the right risks

Know what deserves attention first.

Indico evaluates submissions against carrier-defined appetite, underwriting rules, business priorities, and enriched risk data—prioritizing the opportunities that best fit the portfolio and showing the rationale behind each result.

Price, quote, and write back

Carry the right opportunities through quote.

Indico brings in carrier pricing and rating logic, assembles the information required to price the risk, automates quote generation, and pushes the quote and full submission record into the policy system.

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We reduced time spent on SOVs by over 90%. Now we’re quoting faster and more confidently.

Andrea Read

Head of Workflow Solutions

Underwriting first. Built to do more.

Indico accelerates underwriting operations and helps carriers focus on the right risks, while providing a flexible foundation to apply the same AI, workflow automation, and controls across claims, policy servicing, and other insurance processes.

Underwriting

Quote faster. Focus on the right risks.

Indico brings fragmented submissions together, enriches and validates risk data, and screens and prioritizes opportunities against carrier-defined appetite and underwriting guidelines. By automating preparation and connecting workflows to downstream rating and quoting, Indico helps underwriters respond faster to brokers and focus on the business they want to write.

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Claims

Automate claims work from first notice forward

Indico ingests loss notices and supporting documents, extracts and validates key information, identifies gaps, and automates routing and repeatable workflows. Claims professionals stay focused on the decisions that require their expertise, while routine work moves forward with greater speed and consistency.

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Mid-Term Adjustments

Automate policy changes from request to completion

Indico ingests servicing requests and supporting documents, extracts and validates required information, identifies missing details, and applies carrier-defined rules to automate routing and workflow. Eligible changes move forward efficiently, with human review and oversight where needed.

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Underwriting automation built for commercial and specialty carriers

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