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Close your quote gap

Indico automates underwriting operations and screens submissions against your appetite, so you can respond faster to brokers and give underwriters more time to assess risk, negotiate terms, and write the business you want.

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“

We reduced time spent on SOVs by over 90%. Now we’re quoting faster and more confidently.

Andrea Reed

HEAD OF WORKFLOW SOLUTIONS
“

With Indico, we can strengthen how complex submissions and related work are captured, validated, and moved through the business.

Kashif Sayed

CIO
“

Indico has transformed how we move submissions through underwriting, allowing us to respond to brokers faster.

Sr. Director Claims Transformation

F500 INSURANCE CARRIER

OUR SOLUTIONS

Quote more of the risks you want

Indico helps commercial insurers close the quote gap: the in-appetite business that never gets quoted — or gets quoted too late — because manual work slows the underwriting team down.

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Accelerate speed to quote

Get quotes back to brokers faster.

Indico automates the underwriting operations that delay a response, from preparing submission data and requesting missing information to coordinating review and downstream quoting workflows.

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Focus underwriters on the right risks

Put underwriter judgment where it adds the most value.

Indico applies your appetite and underwriting guidelines to screen, prioritize, and route submissions, so underwriters spend less time sorting work and more time evaluating risks and negotiating terms.

OUR PLATFORM

Copilots assist the work.
Workbenches organize the work.

Indico does the work.

Indico combines submission preparation, appetite screening, and workflow execution to help insurers respond faster to brokers and focus underwriter attention on the right risks.

Learn how Indico is different

Built for production underwriting

Put AI into real underwriting workflows with the controls, validation, and human oversight required for production.

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Scale across your business

Extend underwriting automation across lines of business and geographies without rebuilding from scratch.

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Connects preparation to action

Turn prepared submission data into screening, routing, correspondence, and downstream workflow.

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Fits the way you underwrite

Configure rules, workflows, and review requirements around your underwriting model.

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Works within your existing environment

Deploy headlessly through our comprehensive APIs or utilize Indico Workspaces while keeping your core systems in place.

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HOW IT WORKS

From submission to quote in one connected flow.

Indico brings fragmented submissions together, prepares the risk for underwriting, applies carrier-defined appetite and underwriting guidelines, and orchestrates the work that follows — while preserving underwriter control where judgment is required.

Get submissions in good order

Bring the complete risk together.

Indico ingests all of your unstructured data – emails, documents, spreadsheets, loss runs, SOVs, and supplemental information – then extracts, enriches, validates, and organizes the data into one complete submission record.


Select the right risks

Know what deserves attention first.

Indico evaluates submissions against carrier-defined appetite, underwriting guidelines, business priorities, and enriched risk data – prioritizing the opportunities that best fit the portfolio and showing the rationale behind each result.


Price, quote, and write back

Carry the right opportunities through quote.

Indico brings in carrier pricing and rating logic, assembles the information required to price the risk, automates quote generation, and pushes the quote and full submission record into policy admin systems.

Real outcomes for
global carriers

From faster quotes to better risk selection and more underwriting capacity, Indico delivers proven results that help carriers write more of the right business.

85%

Submission processing efficiency improved by 85% by Indico

Leading AI for insurance

Indico is recognized by industry analysts and experts for bringing practical, production-grade AI and automation to complex insurance workflows.

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RECENT RECOGNITION

Everest Group

Indico Named a Leader in the 2026 Insurance IDP PEAK Matrix®

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Read the Everest Group report
Recent recognition

Gartner®

Indico Recognized in the 2026 Gartner® Hype Cycle™ for Property and Casualty Insurance

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Explore the Gartner report