Quote more of the right business
Indico automates submission preparation, screens risks against your appetite and underwriting guidelines, and orchestrates the workflow toward quote — helping MGAs respond faster to brokers and grow without adding people at the same pace.
Manual underwriting work puts
growth at risk
MGAs need to grow profitable premium while responding quickly in competitive broker markets. But fragmented submissions, missing information, screening work, and manual handoffs consume the time underwriters need to evaluate and write the right risks.
Too much time goes to getting submissions ready
Teams assemble information from emails, documents, spreadsheets, SOVs, loss runs, and other sources before underwriting can begin.
Slow response
can cost
good business
When brokers are placing risk with multiple markets, delays in preparation and review make it harder to compete for desirable in-appetite opportunities.
Underwriters spend time on basic screening
Eligibility checks, research, and routine correspondence pull attention away from risk assessment, coverage, negotiation, and broker relationships.
Growth should not require headcount at the same pace
Automating repeatable preparation and screening work helps the team handle more incoming business while keeping specialist attention on the risks and decisions that matter.
Accelerate speed to quote. Focus on the right risks.
Indico brings submission information together, validates and enriches the risk, identifies missing information, applies your appetite and underwriting guidelines, and routes work through the configured review and downstream quoting process.
Get submissions in good order
Bring the complete risk together
Indico ingests emails, documents, spreadsheets, loss runs, SOVs, and supplemental information, then extracts, enriches, validates, and organizes the data into one complete submission record.
Select the right risks
Know what deserves attention first.
Indico evaluates submissions against carrier-defined appetite, underwriting rules, business priorities, and enriched risk data—prioritizing the opportunities that best fit the portfolio and showing the rationale behind each result.
Price, quote, and write back
Carry the right opportunities through quote.
Indico brings in carrier pricing and rating logic, assembles the information required to price the risk, automates quote generation, and pushes the quote and full submission record into the policy system.
Indico has transformed how we move submissions through underwriting. We’re responding to brokers faster, giving underwriters a more complete view of each risk, and ultimately generating an additional $30 million in underwriting premium every quarter.