Every property schedule, quoted. Automatically.
More property submissions, quoted. Indico automates commercial property underwriting from submission through quote — normalizing SOVs, enriching every location, evaluating against your appetite, and executing your rating logic to generate the quote.
Why property submissions
stall before underwriting starts
Commercial property underwriting is slowed by the work required to assemble a complete location-level risk. Valuable submissions can spend more time being prepared than being underwritten.
SOVs arrive in inconsistent formats
Broker templates, multi-tab workbooks, merged-cell spreadsheets, PDFs. Someone normalizes thousands of locations before underwriting can begin.
Property attributes are missing or conflicting
Construction, occupancy, protection, and exposure data is incomplete, contradictory, or buried in supplemental correspondence. Underwriters chase brokers or assume.
Enrichment data sits across separate sources
Catastrophe, geospatial, and property intelligence live in different systems. Underwriters do the work of connecting them, one location at a time.
The largest accounts wait longest
Big schedules take the most preparation, so they queue behind smaller work. Capacity decides which property submissions get a decision, not appetite.
From schedule to quote:
how Indico automates property underwriting
Indico brings together SOVs, schedules, loss runs, broker materials, third-party property intelligence, appetite rules, and carrier-defined rating logic — then executes the work required to move the right risks forward.
Ingest
Connects and extracts instantly
Reads any SOV or location schedule alongside loss runs, slips, emails, and supplemental documents. Structures every location, not just the summary tab.
Enrich & Validate
Fills gaps, fast
Geocodes each location and appends catastrophe, geospatial, and carrier-selected data. Identifies missing and conflicting exposure information and validates completeness against your underwriting requirements.
Execute
Appetite, rating, quote
Evaluates each risk against carrier-defined appetite, executes your rating logic, generates the quote, and writes the complete record into the PAS.
From hours to seconds.
Convex keeps underwriting work moving.
Convex cut manual handling to seconds with Indico, streamlining SOV and loss run ingestion and routing so underwriting work flows faster.
“We’ve achieved more with you in 8 weeks than we have in 3 years with other vendors in this space…and I think that the people at Indico have actually made it a really enjoyable process.”
Real stories. Real insights.
The Unstructured Unlocked Podcast.
Real conversations with insurance leaders re-thinking how insurance work gets done.
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