From contractor submission to quote. Automatically.
More construction submissions, quoted. Indico automates construction underwriting from submission through quote — structuring applications, project schedules, and loss runs, enriching contractor and site detail, evaluating against your appetite, and executing your rating logic to generate the quote.
Why construction submissions
take the longest to prepare
A construction account arrives as one insured and several products — GL, excess, builders risk, wrap-up — across applications, project schedules, contracts, and years of loss history. Assembling it takes longer than underwriting it.
One account, many documents
Applications, supplementals, project lists, schedules of values, contracts, prequalification packets, and subcontractor detail — each formatted by whoever produced it.
Operations and revenue are stated inconsistently
Trade mix, payroll, revenue by class, subcontracted work, and geographic footprint arrive split across documents or contradicted between them.
Loss history spans years and carriers
Multiple loss runs in different formats have to be normalized and reconciled before frequency and severity mean anything.
Speed decides who writes it
Projects need coverage before ground breaks and renewals move fast. The carrier that quotes first is often the one that wins.
From submission to quote:
how Indico automates construction underwriting
Indico brings together applications, project schedules, contracts, prequalification materials, multi-year loss runs, third-party contractor and site intelligence, appetite rules, and carrier-defined rating logic — then executes the work required to move the right risks forward.
Ingest
Connects and extracts instantly
Extraction Agents unbundle construction submissions, capturing data from applications, project schedules, contracts, and multi-year loss runs.
Enrich & Validate
Fills gaps, fast
Enrichment Agents normalize loss history and append contractor and site data, flagging missing operations, revenue, and trade detail.
Execute
Appetite, rating, quote
Underwriting Agents evaluate risks against your appetite, execute your rating logic, and generate the quote.
From hours to seconds.
Convex keeps underwriting work moving.
Convex cut manual handling to seconds with Indico, streamlining SOV and loss run ingestion and routing so underwriting work flows faster.
“We’ve achieved more with you in 8 weeks than we have in 3 years with other vendors in this space…and I think that the people at Indico have actually made it a really enjoyable process.”
Real stories. Real insights.
The Unstructured Unlocked Podcast.
Real conversations with insurance leaders re-thinking how insurance work gets done.
Andrew Holdway of Swiss Re on the operational impact of fixing insurance intake
In this episode of Unstructured Unlocked, Tom Wilde and Parul Kaul-Green are joined by Andrew Holdway, Head of Partnerships at Swiss Re Risk Data Solutions, to explore why insurers still struggle to use data consistently across underwriting and portfolio management.
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In this episode of Unstructured Unlocked, Tom Wilde and Parul Kaul-Green are joined by Andrew Holdway, Head of Partnerships at Swiss Re Risk Data Solutions, to explore why insurers still struggle to use data consistently across underwriting and portfolio management.
Listen nowWhy insurance tech implementations fail, and how to get them right with Tami Pantzke
In this replay episode of Unstructured Unlocked, we revisit a practical, operations-first conversation with Tami Pantzke, a reinsurance executive with more than 30 years of experience guiding technology change inside large insurance organizations.
Listen now
In this replay episode of Unstructured Unlocked, we revisit a practical, operations-first conversation with Tami Pantzke, a reinsurance executive with more than 30 years of experience guiding technology change inside large insurance organizations.
Listen now
