Quote more of the
business you want.
Indico accelerates underwriting by automating submission preparation, applying your appetite and underwriting guidelines, and keeping work moving toward quote. Respond faster to brokers while giving underwriters more time to assess risk and pursue the right opportunities.
Why capacity, not appetite,
decides what you write
The quote gap is the business that fits your appetite but never gets quoted — or gets quoted too late — because manual work slows your underwriting team down. Incomplete submissions, preparation work, and handoffs make it harder to respond quickly and consistently to brokers.
Manual
preparation delays underwriting
Submission information arrives across emails, documents, spreadsheets, SOVs, loss runs, and other sources. Teams spend valuable time assembling, validating, and researching the risk before underwriting can begin.
Incomplete submissions create rework
Missing information forces repeated follow-up, creates delays, and makes it harder to give brokers a timely response.
Underwriters spend too much time screening work
Basic eligibility checks and information gathering consume time that could be spent assessing exposure, structuring coverage, negotiating terms, and building broker relationships.
In-appetite opportunities can go unevaluated
When workload exceeds available time, the team cannot give every submission equal attention. The result is business that fits your appetite but never gets a timely decision.
From submission to quote:
how Indico automates underwriting
Indico orchestrates everything between a submission arriving and the quote and full record landing in your policy system. Underwriters stay in control of the decisions that require judgment. Everything around those decisions moves automatically.
Get submissions in good order
Bring the complete risk together.
Indico ingests emails, documents, spreadsheets, loss runs, SOVs, and supplemental information, then extracts, enriches, validates, and organizes the data into one complete submission record.
Select the right risks
Know what deserves attention first.
Indico evaluates submissions against carrier-defined appetite, underwriting rules, business priorities, and enriched risk data—prioritizing the opportunities that best fit the portfolio and showing the rationale behind each result.
Price, quote, and write back
Carry the right opportunities through quote.
Indico brings in carrier pricing and rating logic, assembles the information required to price the risk, automates quote generation, and pushes the quote and full submission record into the policy system.
With Indico, we can strengthen how complex submissions and related work are captured, validated, and moved through the business, giving our teams better visibility and more consistent operational execution.
Real stories. Real insights.
The Unstructured Unlocked Podcast.
Conversations with insurance leaders on underwriting, AI, transformation, and what it takes to turn new technology into real business impact.
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