From application to quote. Automatically.

More cyber submissions, quoted. Indico automates cyber underwriting from submission through quote — structuring applications and supplementals, enriching with external security data, evaluating controls against your appetite, and executing your rating logic to generate the quote.

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OUR PLATFORM

Why cyber submissions

outpace underwriting capacity

Cyber runs on high submission volume and modest premium per risk. The work of verifying controls, reconciling supplementals, and pulling external security data happens on every submission — including the ones that were never going to fit appetite.

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Applications arrive across every format

Carrier applications, broker-completed forms, ransomware supplementals, and security questionnaires — plus email threads where the real answers live.

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Control answers conflict or go unanswered

MFA, EDR, backup, privileged access, and patching responses arrive incomplete, contradicted by a supplemental, or hedged in correspondence.

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External security data sits apart

Scan and rating data, breach history, domain and exposure intelligence live outside the submission. Underwriters pull each source manually, one account at a time.

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Volume decides what gets quoted

Submission counts and renewal cycles outstrip capacity. Preparation time — not appetite — determines how much cyber flow receives a decision.

HOW IT WORKS

From application to quote:
how Indico automates cyber underwriting 

Indico brings together applications, supplementals, broker correspondence, loss history, external security and exposure data, your control requirements, and carrier-defined rating logic — then executes the work required to move the right risks forward.

Ingest

Connects and extracts instantly

Extraction Agents unbundle cyber submissions, capturing data from applications, supplementals, questionnaires, and email correspondence.


Enrich & Validate

Fills gaps, fast

Enrichment Agents append external security and exposure data, flagging unanswered controls and answers that conflict across documents.


Execute

Appetite, rating, quote

Underwriting Agents evaluate controls against your appetite, execute your rating logic, and generate the quote.

How it works

From hours to seconds.

Convex keeps underwriting work moving.

Convex cut manual handling to seconds with Indico, streamlining SOV and loss run ingestion and routing so underwriting work flows faster.

“We’ve achieved more with you in 8 weeks than we have in 3 years with other vendors in this space…and I think that the people at Indico have actually made it a really enjoyable process.”

Andrea Read

Head of Workflow Solutions, Convex Insurance

RESOURCE CENTER

Real stories. Real insights.
The Unstructured Unlocked Podcast.

Real conversations with insurance leaders re-thinking how insurance work gets done.

EPISODE 85 | FEB 26, 2026

Andrew Holdway of Swiss Re on the operational impact of fixing insurance intake

In this episode of Unstructured Unlocked, Tom Wilde and Parul Kaul-Green are joined by Andrew Holdway, Head of Partnerships at Swiss Re Risk Data Solutions, to explore why insurers still struggle to use data consistently across underwriting and portfolio management.

Listen now

In this episode of Unstructured Unlocked, Tom Wilde and Parul Kaul-Green are joined by Andrew Holdway, Head of Partnerships at Swiss Re Risk Data Solutions, to explore why insurers still struggle to use data consistently across underwriting and portfolio management.

Listen now
EPISODE 84

Why insurance tech implementations fail, and how to get them right with Tami Pantzke

In this replay episode of Unstructured Unlocked, we revisit a practical, operations-first conversation with Tami Pantzke, a reinsurance executive with more than 30 years of experience guiding technology change inside large insurance organizations.

Listen now

In this replay episode of Unstructured Unlocked, we revisit a practical, operations-first conversation with Tami Pantzke, a reinsurance executive with more than 30 years of experience guiding technology change inside large insurance organizations.

Listen now

Ask Indico

Ask Indico

We help carriers speed up operations across underwriting, claims, MTAs and billing - ask me how.